In 2014, the Government published a report by the Open Data Institute and Fingleton Associates on open data and data sharing for banks. In January 2015, HM Treasury launched a call for evidence on how best to deliver an open standard for Application Programming Interfaces (APIs) in UK banking and to ask whether more open data in banking could benefit consumers. The Government has since asked the banking and FinTech industries to work together on the creation of a framework to introduce an open API and open banking standard in the UK.
Barclays commissioned Ipsos MORI to explore consumer and small business perspectives on possible use cases and on the permission based data sharing that would underpin the framework (open APIs). The research also sought to examine consumer expectations about the role of banks, third party service providers and regulators, and to consider the implications for consumer communication and engagement.
Our report summarises the findings of this research.
Black Friday: The Story So Far (2017)
In this Ipsos Views white paper, updated and expanded for 2017, Tim Denison, Director of Retail Intelligence, takes us on a tour of the history of this prominent date in the retail calendar, identifies some successes (and failures) along the way, and offers some thoughts as to what the next few years might bring.