Personal banking service quality – Great Britain

Independent service quality survey results

Personal current accounts

Date Published: August 2023

These results are from an independent survey carried out between July 2022 and June 2023 by Ipsos as part of a regulatory requirement, and we have published this information at the request of the providers and the Competition and Markets Authority so you can compare the quality of service from personal current account providers. In providing this information, we are not giving you any advice or making any recommendation to you.

Customers with personal current accounts were asked how likely they would be to recommend their provider, their provider’s online and mobile banking services, services in branches and overdraft services to friends and family. The results show the proportion of customers, among those who took part in the survey, of each provider who said they were ‘extremely likely’ or ‘very likely’ to recommend each service.

To go straight to a particular set of results, click the links below.

Alternatively, you can download the full results as a PDF here.

If you’d like to learn more about the methodology used, you can download a detailed guide here.


Independent Personal Banking Service Quality survey - Great Britain - August 2023 - Overall Service Quality - Ipsos


Independent Personal Banking Service Quality survey - Great Britain - August 2023 - Online and Mobile Banking - Ipsos


Independent Personal Banking Service Quality survey - Great Britain - August 2023 - Overdraft Services - Ipsos


Independent Personal Banking Service Quality survey - Great Britain - August 2023 - Service in branches - Ipsos


Participating providers: Bank of Scotland, Barclays, first direct, Halifax, HSBC UK, Lloyds Bank, Metro Bank, Monzo, Nationwide, NatWest, Royal Bank of Scotland, Santander, Starling Bank, The Co-operative Bank, TSB, Virgin Money.

Approximately 1000 customers a year are surveyed across Great Britain for each provider; results are only published where at least 100 customers have provided an eligible score for that service in the survey period.

16,046 people were surveyed in total.

Results are updated every six months, in August and February.

If you’d like to learn more about the methodology used, you can download a detailed guide here.

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