SME Finance Monitor
Established in 2011, the SME Finance Monitor is the definitive source of insight into how small and medium-sized businesses in the UK view, use and experience finance. It tracks their access to funding, growth ambitions and business performance through shifting economic conditions, from the aftermath of the last recession, to Brexit, Covid-19 and the more recent slowdown.
As one of the most comprehensive and authoritative data sets of its kind, the SME Finance Monitor enables analysis by size, sector, region and a wide range of other factors. Its findings, regularly cited by government, banks and industry bodies, offer an unparalleled view of SME sentiment and behaviour, how these evolve over time and the role of finance in driving growth and innovation. The data and reports are freely available.
Get the latest reports
All outputs are available for immediate download, including historic trends. From time-to-time, we also publish special reports on specific sub-groups of interest.
| 2025 reports | ||
|---|---|---|
| Mid-year update | Quick summary and overview to Q2 2025 | Management summary |
| Key findings linked to the Government’s Small business strategy to Q2 2025 | Presentation | |
| Full insights over time, across a range of topics and by business demographics to Q2 2025 | Main chart pack | |
| Monthly snapshot | The latest overall headlines to June 2025 | Monthly snapshot |
| 2024 reports | ||
|---|---|---|
| Annual report | Summary of what’s covered in each topic area | Chapter summaries |
| Full analysis across sectors, age of business, growth ambitions and more – for 2024 and over time | Full 2024 report | |
| Regional report | 2024 key headlines for each of the English regions and devolved nations | Annual regional report |
| Special reports | ||
|---|---|---|
| Sub-group reports | Women-led businesses (2023) | Special report |
| Ethnic minority businesses (data to Q2 2023) | Special report | |
